Where to buy a PSVR headset on finance and pay 0% interest
Originally launched worldwide on October 13, 2016, PlayStation VR still acts as the only way to successfully step into the world of Virtual Reality using a home console. Other VR headsets like Oculus Rift and HTC Vive might do the job on PC, but PSVR is far more affordable from the jump and doesn’t require players to spend thousands on a PC rig capable of handling the extra rendering load.
Despite being the cheapest VR entry point, PSVR will still net you an average cost of around £250 – and that’s not even considering any additional games you need to play on it. Because of this, we at Console Deals have put together this nifty guide, aimed at letting you take advantage of the best PSVR finance options such as 0% interest, Buy Now Pay Later (BNPL), pay monthly and pay weekly. We’ve gathered up all the retailers offering these plans and done the research, so you don’t have to.
Interest free PSVR Finance
Opting for an interest free PSVR finance plan will surely be the ideal for most potential purchasers, being the only finance plan option where you can buy Sony’s headset, spread the cost and not pay a single dime of interest. Interest Free (sometimes also known as 0% interest) is the perfect fit for those wanting to space out their PSVR payments and not pay for the privilege. And luckily for you, various retailers offer interest free PSVR finance options, and they are:
AO Interest Free PSVR Deals. Paid on a month-by-month basis, AO is one of the biggest online retailers to offer PlayStation VR on interest free finance. They offer it over a period of 6 or 12 months, but the in order to qualify for the latter your purchase will need to be priced at £350 or more. If you want 12-month interest free PSVR finance from AO be sure to throw in some extra games.
Argos Interest Free PSVR Deals. To take advantage of Argos’ interest free finance, you’ll need to first sign up for their in-store credit care known as the Argos Card. Interest free credit at Argos is offered up to a period of 12 months with no additional cost when you purchase a PSVR headset using this, which allows you to pay back the full amount as and when it suits you – you’re not limited to specific dates.
GAME Interest Free PSVR Deals. The UK’s biggest games retailer offers 0% finance for Sony’s PSVR headset, but it’s only applicable through their online storefront and only for those who use PayPal. The good news is that it can be used on any product over £99, entirely free of interest providing you’re able to pay it off over a period of 4 months. That’s not a lot of time, but the price barrier to securing PSVR interest free is lower than most.
Music Magpie Interest Free PSVR Deals. Music Magpie is a unique interest free retailer in that they are one of the few that allows purchasers to spread the cost on a pre-owned PSVR headset. Again, your order will need to be over £99 to qualify and is only possible using the PayPal Credit service, which offers a fast way of taking out finance on PSVR.
Buy Now Pay Later PSVR Finance
If you’re desperate to jump into PSVR but haven’t got the means to pay for it upfront, you can take out a buy now pay later finance plan from the same retailers we just listed that offer interest free finance, namely AO.com, Argos, GAME, MusicMagpie but Littlewoods as well. The period in which to settle the account in full without accruing any interest will be between 3 and 12 months. If you want to spread the cost over the maximum term of 12 months, picking up a PSVR headset using an Argos Card is currently the only way. However, if you want or can only afford to pay over 6 months, AO.com works just as well.
Pay Monthly PSVR Finance
If you’d prefer to spread the cost of your PSVR headset purchase and pay for it on a month-by-month basis, there are plenty of retailers that allow you to do so. Very.co.uk makes it possible for you to purchase a PSVR over a period of 6- or 12-month plan with an interest rate of 39.9% APR variable representative. If you want to opt for a few cheaper plan, however, we’d recommend Currys PC World at 24.9% APR representative.