Where to buy a Nintendo Switch on finance
We were mere days into 2020 before the Nintendo Switch became scarcely available across UK stores. Suddenly the impact of the rampant Christmas sales period was being fully felt, leaving anyone that wanted to purchase one fresh out of luck. And now, due to the ongoing Covid-19 crisis which is currently throttling Nintendo Switch stock worldwide, it is again unfortunately very tricky to get your hands on one – especially with scalper retailers hiking their prices. However, one way to help combat this is to buy one through finance. That’s where this guide aims to help.
With a Nintendo Switch retailing for £279, it’s a fair chunk of money to find and pay in one lump sum. That’s why it’s a good idea to buy a Nintendo Switch and spread the cost. So we’ve done the research for you and looked at all available Nintendo Switch finance plans available in the UK, starting with the retailers that offer zero interest Nintendo Switch finance. Better yet, if finance offers are still elusive, phone contract renewals seem to be a solid route. Don’t forget to check out our full list of offers at our full Nintendo Switch page.
Nintendo Switch 0% Interest Free Finance
Buying a Nintendo Switch as part of a 0% interest finance plan where possible is always the best choice, as it’s the only option where you can pick one up for solely the asking price. Luckily, there’s a wide swathe of retailers that make it easy for customers to pick up a 0% interest Nintendo Switch.
Argos interest free Nintendo Switch deals. Argos’ interest free credit is offered up to a period of 12 months, unique in that you can pay it back as and when it suits you providing its before that length of time. If you cannot meet any of the minimum monthly payments, you will be charged interest (29.9% APR). If you don’t already own an Argos Card, you’ll need to sign up for one online, which you do at the checkout stage after adding a Nintendo Switch console to your basket. You’ll need to have your console delivered to your home address as your identity will need to be checked as part of the process.
AO interest free Nintendo Switch deals. AO’s interest free credit is offered over a length of 6 or 12 months, and is paid on a month-by-month basis. There is zero deposit required and you will take delivery of your console the next working day free of charge. Your purchase will need to be over £350 for it to be eligible for the 12 month interest free option, so add a few extras to your basket if this is the time period you need. Bear in mind that 0% interest free from AO requires a minimum spend of £200 overall, so if it’s a Nintendo Switch Lite you’re looking for be sure to pick one uo as part of a bundle.
GAME interest free Nintendo Switch deals. 0% interest via GAME is only available through their online storefront using a service called Paypal Credit. It’s applicable to any item over £99 – so the Nintendo Switch works fine – and must be paid over a 4-month period if you don’t wish to pay interest. Buying a Nintendo Switch with PayPal Credit is relatively quick and easy.
Music Magpie interest free Nintendo Switch deals. Being exclusively a retailer specialising in second-hand products (consoles included), Music Magpie offer refurbished Nintendo Switch consoles at a 0% interest rate. Your order will need to be over £99 and is only possible again using the PayPal Credit service, which offers a fast way of taking out Nintendo Switch finance.
Nintendo Switch Buy Now Pay Later Finance
If you want to buy a Nintendo Switch without any upfront cost, you can apply for a buy now pay later finance agreement. At the time of writing this guide, retailers offering buy now pay later games console finance include Argos, MusicMagpie, AO.com, GAME and Ebay.
Make sure you check how long you have to pay for the Nintendo Switch console, as some offer terms of as little as 3 months, while some – like Argos – will give you a full 12 months to settle the account, with no interest to pay. However if you miss any of the minimum monthly payments you will be charged interest.
Nintendo Switch Pay Monthly Finance
Many retailers provide you the option with paying for a Nintendo Switch via monthly instalments, which can work out better for those not wanting to pay out for it in one lump sum.
You can pay for a Nintendo Switch on a monthly payment plan at Argos, with interest charged at 29.9% APR. However if you can meet the minimum monthly payment shown on your statement, you’ll avoid paying any interest.