Where to buy a Nintendo Switch on finance

By Tom Johnson | | 8918 |

The Nintendo Switch is the latest and greatest console from the famed Japanese console maker, now the new home of popular franchises like Zelda, Mario and Metroid. It makes sense why those with a long commute or limited free time would want to pick one up, as the console is currently the only one that can be played on the go as well as on the big screen.

But with a Nintendo Switch retailing for £279, it’s a fair chunk of money to find and pay in one lump sum. That’s why it’s a good idea to buy a Nintendo Switch and spread the cost. So we’ve done the research for you and looked at all available Nintendo Switch finance plans available in the UK, starting with the retailers that offer zero interest Nintendo Switch finance.

Nintendo Switch 0% Interest Free Finance

Nintendo Switch 0% Finance

Buying a Nintendo Switch as part of a 0% interest finance plan where possible is always the best choice, as it’s the only option where you can pick one up for solely the asking price. Luckily, there’s a wide swathe of retailers that make it easy for customers to pick up a 0% interest Nintendo Switch.

Argos interest free Nintendo Switch deals. Argos’ interest free credit is offered up to a period of 12 months, unique in that you can pay it back as and when it suits you providing its before that length of time. If you cannot meet any of the minimum monthly payments, you will be charged interest (29.9% APR). If you don’t already own an Argos Card, you’ll need to sign up for one online, which you do at the checkout stage after adding a Nintendo Switch console to your basket. You’ll need to have your console delivered to your home address as your identity will need to be checked as part of the process.

  • Went out of stock on 10th Jul at 10:23
  • Deal history
    • Went out of stock on 10th Jul at 10:23
    • Deal first found on 10th Jul at 05:04

    AO interest free Nintendo Switch deals. AO’s interest free credit is offered over a length of 6 or 12 months, and is paid on a month-by-month basis. There is zero deposit required and you will take delivery of your console the next working day free of charge. Your purchase will need to be over £350 for it to be eligible for the 12 month interest free option, so add a few extras to your basket if this is the time period you need.

    • Price increased from £269.00 to £279.00 on 8th Jul at 10:56
  • Deal history
    • Price increased from £269.00 to £279.00 on 8th Jul at 10:56
    • Price decreased from £279.00 to £269.00 on 5th Jul at 12:10
    • Came into stock on 26th Jun at 16:15
    • Went out of stock on 26th Jun at 12:13
    • Came into stock on 25th Jun at 12:01
    • Deal first found on 5th Dec at 09:25

    GAME interest free Nintendo Switch deals. 0% interest via GAME is only available through their online storefront using a service called Paypal Credit. It’s applicable to any item over £99 – so the Nintendo Switch works fine – and must be paid over a 4-month period if you don’t wish to pay interest. Buying a Nintendo Switch with PayPal Credit is relatively quick and easy.

    • Came into stock on 8th Jul at 17:24
  • Deal history
    • Came into stock on 8th Jul at 17:24
    • Went out of stock on 4th Jul at 22:19
    • Price decreased from £299.99 to £279.99 on 25th Jun at 10:08
    • Deal first found on 25th Jun at 01:36

    Music Magpie interest free Nintendo Switch deals. Being exclusively a retailer specialising in second-hand products (consoles included), Music Magpie offer refurbished Nintendo Switch consoles at a 0% interest rate. Your order will need to be over £99 and is only possible again using the PayPal Credit service, which offers a fast way of taking out Nintendo Switch finance.

    Nintendo Switch Buy Now Pay Later Finance

    Buy Now Pay Later Nintendo Switch

    If you want to buy a Nintendo Switch without any upfront cost, you can apply for a buy now pay later finance agreement. At the time of writing this guide, retailers offering buy now pay later games console finance include Argos, MusicMagpie, AO.com, and GAME.

    Make sure you check how long you have to pay for the Nintendo Switch console, as some offer terms of as little as 3 months, while some – like Argos – will give you a full 12 months to settle the account, with no interest to pay. However if you miss any of the minimum monthly payments you will be charged interest.

    • Went out of stock on 10th Jul at 10:23
  • Deal history
    • Went out of stock on 10th Jul at 10:23
    • Deal first found on 10th Jul at 05:04

    Nintendo Switch Pay Monthly Finance

    Many retailers provide you the option with paying for a Nintendo Switch via monthly instalments, which can work out better for those not wanting to pay out for it in one lump sum.

    You can pay for a Nintendo Switch on a monthly payment plan at Argos, with interest charged at 29.9% APR. However if you can meet the minimum monthly payment shown on your statement, you’ll avoid paying any interest.

    • Went out of stock on 10th Jul at 10:23
  • Deal history
    • Went out of stock on 10th Jul at 10:23
    • Deal first found on 10th Jul at 05:04

    AO.com allows you to buy a new Nintendo Switch console and pay for it over 12, 24, 36 or 48 months. There is no deposit to pay and the interest is 19.9% APR.

    • Price increased from £269.00 to £279.00 on 8th Jul at 10:56
  • Deal history
    • Price increased from £269.00 to £279.00 on 8th Jul at 10:56
    • Price decreased from £279.00 to £269.00 on 5th Jul at 12:10
    • Came into stock on 26th Jun at 16:15
    • Went out of stock on 26th Jun at 12:13
    • Came into stock on 25th Jun at 12:01
    • Deal first found on 5th Dec at 09:25

    One other retailer you may wish to consider is Currys PC World, offering pay monthly Nintendo Switch finance at 24.9% APR representative.

    • Came into stock on 4th Jul at 09:34
  • Deal history
    • Came into stock on 4th Jul at 09:34
    • Deal first found on 26th Jun at 16:59

    Currys PC World representative example: Nintendo Switch £279.00. Pay 36 monthly payments of £10.71. Total amount payable £385.56. Rate of interest 24.9% (variable) 24.9% APR representative.

    Nintendo Switch Pay Weekly Finance

    Choosing to pay for your Nintendo Switch on finance weekly decreases the chances that you’ll ever forget that an instalment is due. This option also suits those whose salary is weekly, being a great way to pay off the loan faster to avoid the risk of accruing any avoidable interest.

    If this is your preferred finance option, one retailer to consider is Argos. Technically, Argos doesn’t offer an official pay weekly plan, but the way their finance plan is set up lets you pay instalments whenever you want and so can be treated as weekly. You’ll need to sign up for an Argos Card and make sure it’s paid off before 12 months.

    The other alternative would be buying a Nintendo Switch on a pay weekly plan at BrightHouse – a pre-owned product retailer that offers the Nintendo Switch as Pay Monthly, Pay Fortnightly or Pay Weekly at a fixed rate of 99.9% APR representative.

    Nintendo Switch Bad Credit Finance

    If you have a poor credit history, your chances of securing finance for a new games console from any of the retailers we’ve mentioned above is extremely slim. But there is one retailer that states. “we offer credit to 96% of our customers”, and all consoles come with 0% APR. The catch is the over inflated prices in the first place. If you want to check them out, visit Lintronics.uk

    Nintendo Switch Paypal Credit Finance

    There are two major retailers in the UK that allow you to buy a Nintendo Switch console with  PayPal Credit, namely GAME and Music Magpie. PayPal Credit allows you to buy a Nintendo Switch on 0% interest for 4 months. If you have any remaining balance due after the 4 month term, you will be charged interest at 19.9% APR (variable).

    Summary of retailers offering Nintendo Switch consoles on finance

    Now you know which retailers offer Nintendo Switch finance, you’ll be ready to compare the cheapest deals available in the UK. Well look no further, for here our the 4 cheapest Nintendo Switch consoles on sale today (prices updated hourly), all available to buy on finance:

    • Went out of stock on 10th Jul at 10:23
  • Deal history
    • Went out of stock on 10th Jul at 10:23
    • Deal first found on 10th Jul at 05:04
    • Price increased from £269.00 to £279.00 on 6th Jul at 02:58
  • Deal history
    • Price increased from £269.00 to £279.00 on 6th Jul at 02:58
    • Came into stock on 4th Jul at 09:34
    • Price decreased from £279.00 to £269.00 on 1st Jul at 04:11
    • Came into stock on 26th Jun at 07:15
    • Went out of stock on 25th Jun at 19:06
    • Deal first found on 11th Apr at 11:11
    • Price increased from £269.00 to £279.00 on 8th Jul at 10:56
  • Deal history
    • Price increased from £269.00 to £279.00 on 8th Jul at 10:56
    • Price decreased from £279.00 to £269.00 on 5th Jul at 12:10
    • Came into stock on 26th Jun at 16:15
    • Went out of stock on 26th Jun at 12:13
    • Came into stock on 25th Jun at 12:01
    • Deal first found on 5th Dec at 09:25
    • Came into stock on 8th Jul at 17:24
  • Deal history
    • Came into stock on 8th Jul at 17:24
    • Went out of stock on 4th Jul at 22:19
    • Price decreased from £299.99 to £279.99 on 25th Jun at 10:08
    • Deal first found on 25th Jun at 01:36

    Nintendo Switch consoles available at other major retailers

    Please note we cannot confirm if any of the following retailers offer finance plans, but we have included them here for your reference only.

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    • Came into stock on 18th Jul at 07:55
    • Came into stock on 17th Jul at 23:51
    • Came into stock on 12th Jul at 16:31
    • Deal first found on 28th Dec at 03:33
    Nintendo Switch Lite for just £199.99

    Nintendo Switch Lite 32GB

    £199.99

    Pre-Order

    • Deal first found on 11th Jul at 07:34
  • Deal history
    • Deal first found on 11th Jul at 07:34
    • Came into stock 10 hours ago
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    • Came into stock on 12th Jul at 21:39
    • Price decreased from £369.99 to £364.99 on 20th Feb at 14:50
    • Came into stock on 14th Feb at 20:26
    • Deal first found on 14th Jan at 11:33

    If you’re looking for a particular Nintendo Switch bundle, head over to our best Nintendo Switch deals page to compare all available bundles.

    Switch Deals


    NB: The information in this guide does not constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances. The content in our guide focusses on finance options and interest rates, not the level of service offered.