Where to buy a Nintendo Switch on finance

By Tom Johnson | | 43859 |

Black Friday 2019 is upon us, and while there’s some incredible offers out there on the Nintendo Switch, you may still want to spread the cost on your purchase. That’s where this guide aims to help.

But with a Nintendo Switch retailing for £279, it’s a fair chunk of money to find and pay in one lump sum. That’s why it’s a good idea to buy a Nintendo Switch and spread the cost. So we’ve done the research for you and looked at all available Nintendo Switch finance plans available in the UK, starting with the retailers that offer zero interest Nintendo Switch finance. Don’t forget to check out our full list of offers at our full Nintendo Switch page.

In the market for a phone as well as a Switch? Check out this great offer from Carphone Warehouse

Nintendo Switch 0% Interest Free Finance

Nintendo Switch 0% Finance

Buying a Nintendo Switch as part of a 0% interest finance plan where possible is always the best choice, as it’s the only option where you can pick one up for solely the asking price. Luckily, there’s a wide swathe of retailers that make it easy for customers to pick up a 0% interest Nintendo Switch.

Argos interest free Nintendo Switch deals. Argos’ interest free credit is offered up to a period of 12 months, unique in that you can pay it back as and when it suits you providing its before that length of time. If you cannot meet any of the minimum monthly payments, you will be charged interest (29.9% APR). If you don’t already own an Argos Card, you’ll need to sign up for one online, which you do at the checkout stage after adding a Nintendo Switch console to your basket. You’ll need to have your console delivered to your home address as your identity will need to be checked as part of the process.

Unfortunately, there are no deals here

XXXXXXX XX XXX XXX XXXX

XXX XXX XXX console bundled with:

  • XXXXXXX XX XXX XXX XXXX
£123.45

In Stock

  • Deal first found on 30th Nov at 00:00
  • Deal history
    • Deal first found on 30th Nov at 00:00
    XXXXXXX XX XXX XXX XXXX

    XXX XXX XXX console bundled with:

    • XXXXXXX XX XXX XXX XXXX
    £123.45

    In Stock

    • Deal first found on 30th Nov at 00:00
  • Deal history
    • Deal first found on 30th Nov at 00:00

    AO interest free Nintendo Switch deals. AO’s interest free credit is offered over a length of 6 or 12 months, and is paid on a month-by-month basis. There is zero deposit required and you will take delivery of your console the next working day free of charge. Your purchase will need to be over £350 for it to be eligible for the 12 month interest free option, so add a few extras to your basket if this is the time period you need. Bear in mind that 0% interest free from AO requires a minimum spend of £200 overall, so if it’s a Nintendo Switch Lite you’re looking for be sure to pick one uo as part of a bundle.

    • Price decreased from £299.00 to £199.00 on 6th Dec at 19:23
  • Deal history
    • Price decreased from £299.00 to £199.00 on 6th Dec at 19:23
    • Price increased from £199.00 to £299.00 on 4th Dec at 10:02
    • Price increased from £189.00 to £199.00 on 3rd Dec at 10:50
    • Price decreased from £205.00 to £189.00 on 26th Nov at 18:17
    • Came into stock on 22nd Nov at 14:13
    • Deal first found on 19th Nov at 10:48

    GAME interest free Nintendo Switch deals. 0% interest via GAME is only available through their online storefront using a service called Paypal Credit. It’s applicable to any item over £99 – so the Nintendo Switch works fine – and must be paid over a 4-month period if you don’t wish to pay interest. Buying a Nintendo Switch with PayPal Credit is relatively quick and easy.

    • Price decreased from £499.99 to £279.99 on 8th Jan at 09:47
  • Deal history
    • Price decreased from £499.99 to £279.99 on 8th Jan at 09:47
    • Deal first found on 23rd Aug at 06:30

    Music Magpie interest free Nintendo Switch deals. Being exclusively a retailer specialising in second-hand products (consoles included), Music Magpie offer refurbished Nintendo Switch consoles at a 0% interest rate. Your order will need to be over £99 and is only possible again using the PayPal Credit service, which offers a fast way of taking out Nintendo Switch finance.

    Nintendo Switch Buy Now Pay Later Finance

    Buy Now Pay Later Nintendo Switch

    If you want to buy a Nintendo Switch without any upfront cost, you can apply for a buy now pay later finance agreement. At the time of writing this guide, retailers offering buy now pay later games console finance include Argos, MusicMagpie, AO.com, GAME and Ebay.

    Make sure you check how long you have to pay for the Nintendo Switch console, as some offer terms of as little as 3 months, while some – like Argos – will give you a full 12 months to settle the account, with no interest to pay. However if you miss any of the minimum monthly payments you will be charged interest.

    • Price decreased from £214.95 to £194.95 on 15th Jan at 12:24
  • Deal history
  • Compare price
    • Price decreased from £214.95 to £194.95 on 15th Jan at 12:24
    • Deal first found on 18th Nov at 16:58

    In Stock

    In Stock

    In Stock

    In Stock

    In Stock

    • Price increased from £199.99 to £209.99 on 30th Dec at 08:02
  • Deal history
    • Price increased from £199.99 to £209.99 on 30th Dec at 08:02
    • Deal first found on 22nd Dec at 21:37

    Nintendo Switch Pay Monthly Finance

    Many retailers provide you the option with paying for a Nintendo Switch via monthly instalments, which can work out better for those not wanting to pay out for it in one lump sum.

    You can pay for a Nintendo Switch on a monthly payment plan at Argos, with interest charged at 29.9% APR. However if you can meet the minimum monthly payment shown on your statement, you’ll avoid paying any interest.

    • Price increased from £199.99 to £209.99 on 30th Dec at 08:02
  • Deal history
    • Price increased from £199.99 to £209.99 on 30th Dec at 08:02
    • Deal first found on 22nd Dec at 21:37

    AO.com and Ebay.co.uk allows you to buy a new Nintendo Switch console and pay for it over 12, 24, 36 or 48 months. There is no deposit to pay and the interest is 19.9% APR.

    • Price decreased from £299.00 to £199.00 on 6th Dec at 19:23
  • Deal history
    • Price decreased from £299.00 to £199.00 on 6th Dec at 19:23
    • Price increased from £199.00 to £299.00 on 4th Dec at 10:02
    • Price increased from £189.00 to £199.00 on 3rd Dec at 10:50
    • Price decreased from £205.00 to £189.00 on 26th Nov at 18:17
    • Came into stock on 22nd Nov at 14:13
    • Deal first found on 19th Nov at 10:48
    • Price decreased from £214.95 to £194.95 on 15th Jan at 12:24
  • Deal history
  • Compare price
    • Price decreased from £214.95 to £194.95 on 15th Jan at 12:24
    • Deal first found on 18th Nov at 16:58

    In Stock

    In Stock

    In Stock

    In Stock

    In Stock

    One other retailer you may wish to consider is Currys PC World, offering pay monthly Nintendo Switch finance at 24.9% APR representative.

    • Price decreased from £229.00 to £219.00 on 11th Oct at 05:12
  • Deal history
    • Price decreased from £229.00 to £219.00 on 11th Oct at 05:12
    • Price increased from £219.00 to £229.00 on 5th Oct at 01:44
    • Deal first found on 20th Sep at 06:01

    Currys PC World representative example: Nintendo Switch £279.00. Pay 36 monthly payments of £10.71. Total amount payable £385.56. Rate of interest 24.9% (variable) 24.9% APR representative.

    Nintendo Switch Pay Weekly Finance

    Choosing to pay for your Nintendo Switch on finance weekly decreases the chances that you’ll ever forget that an instalment is due. This option also suits those whose salary is weekly, being a great way to pay off the loan faster to avoid the risk of accruing any avoidable interest.

    If this is your preferred finance option, one retailer to consider is Argos. Technically, Argos doesn’t offer an official pay weekly plan, but the way their finance plan is set up lets you pay instalments whenever you want and so can be treated as weekly. You’ll need to sign up for an Argos Card and make sure it’s paid off before 12 months.

    The other alternative would be buying a Nintendo Switch on a pay weekly plan at BrightHouse – a pre-owned product retailer that offers the Nintendo Switch as Pay Monthly, Pay Fortnightly or Pay Weekly at a fixed rate of 99.9% APR representative.

    Nintendo Switch Bad Credit Finance

    If you have a poor credit history, your chances of securing finance for a new games console from any of the retailers we’ve mentioned above is extremely slim. But there is one retailer that states. “we offer credit to 96% of our customers”, and all consoles come with 0% APR. The catch is the over inflated prices in the first place. If you want to check them out, visit Lintronics.uk

    Nintendo Switch Paypal Credit Finance

    There are three major retailers in the UK that allow you to buy a Nintendo Switch console with PayPal Credit, namely GAME and Ebay.co.uk. PayPal Credit allows you to buy a Nintendo Switch on 0% interest for 4 months. If you have any remaining balance due after the 4 month term, you will be charged interest at 19.9% APR (variable).

    • Came into stock on 8th Jan at 09:47
  • Deal history
    • Came into stock on 8th Jan at 09:47
    • Came into stock on 8th Jan at 09:43
    • Came into stock on 8th Jan at 07:37
    • Came into stock on 8th Jan at 06:42
    • Came into stock on 8th Jan at 04:26
    • Deal first found on 10th Jul at 19:08
    • Price decreased from £229.95 to £194.95 on 15th Jan at 12:24
  • Deal history
  • Compare price
    • Price decreased from £229.95 to £194.95 on 15th Jan at 12:24
    • Deal first found on 15th Oct at 11:46

    In Stock

    In Stock

    In Stock

    In Stock

    Summary of retailers offering Nintendo Switch consoles on finance

    Now you know which retailers offer Nintendo Switch finance, you’ll be ready to compare the cheapest deals available in the UK. Well look no further, for here our the 4 cheapest Nintendo Switch consoles on sale today (prices updated hourly), all available to buy on finance:

    • Price increased from £189.99 to £199.99 on 30th Dec at 08:02
  • Deal history
    • Price increased from £189.99 to £199.99 on 30th Dec at 08:02
    • Price decreased from £199.99 to £189.99 on 21st Dec at 07:59
    • Came into stock on 25th Nov at 11:20
    • Went out of stock on 23rd Nov at 19:33
    • Deal first found on 6th Oct at 21:34
    • Price increased from £179.00 to £199.00 on 24th Dec at 03:02
  • Deal history
    • Price increased from £179.00 to £199.00 on 24th Dec at 03:02
    • Price decreased from £199.00 to £179.00 on 16th Dec at 12:17
    • Price increased from £179.00 to £199.00 on 3rd Dec at 05:00
    • Price decreased from £199.00 to £179.00 on 28th Nov at 22:55
    • Price decreased from £199.99 to £199.00 on 19th Sep at 15:33
    • Deal first found on 23rd Aug at 16:10
    • Price decreased from £299.00 to £199.00 on 6th Dec at 19:23
  • Deal history
    • Price decreased from £299.00 to £199.00 on 6th Dec at 19:23
    • Price increased from £199.00 to £299.00 on 4th Dec at 10:02
    • Price increased from £189.00 to £199.00 on 3rd Dec at 10:50
    • Price decreased from £205.00 to £189.00 on 26th Nov at 18:17
    • Came into stock on 22nd Nov at 14:13
    • Deal first found on 19th Nov at 10:48
    • Price decreased from £499.99 to £279.99 on 8th Jan at 09:47
  • Deal history
    • Price decreased from £499.99 to £279.99 on 8th Jan at 09:47
    • Deal first found on 23rd Aug at 06:30

    Nintendo Switch consoles available at other major retailers

    Please note we cannot confirm if any of the following retailers offer finance plans, but we have included them here for your reference only.

    • Came into stock on 27th Dec at 06:14
  • Deal history
    • Came into stock on 27th Dec at 06:14
    • Became available to pre-order on 25th Dec at 15:02
    • Price increased from £189.99 to £199.99 on 24th Dec at 14:55
    • Price decreased from £199.99 to £189.99 on 16th Dec at 17:58
    • Deal first found on 11th Dec at 15:17
    • Price increased from £197.52 to £198.02 3 minutes ago
  • Deal history
    • Price increased from £197.52 to £198.02 3 minutes ago
    • Price decreased from £199.00 to £197.52 5 hours ago
    • Price increased from £195.98 to £199.00 1 day 6 hours ago
    • Came into stock 1 day 9 hours ago
    • Came into stock 1 day 9 hours ago
    • Deal first found on 11th Jul at 07:34

    If you’re looking for a particular bundle, head over to our best Nintendo Switch deals page to compare all available bundles.


    NB: The information in this guide does not constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances. The content in our guide focusses on finance options and interest rates, not the level of service offered.